Dead Being Billed for Life Insurance

Life insurance for the dead? In a plot that might have been conceived by Fred MacMurray and George A. Romero, the nation’s leading insurance companies continued billing customers for life insurance long after they were dead. The companies–including such household names as AIG, Hartford, John Hancock, Met Life, Prudential, Transamerica and TIAA-CREF– have agreed to a multi-state settlement under which they will repay some $763 million owed the heirs of… Read More »

Pros, Cons of Picking Travel Insurance

A close relative dies just before you leave for a Caribbean vacation, and you have to cancel your nonrefundable trip to attend the funeral. Or, you’re hiking in the Alps, have an accident and need to be airlifted off a mountain. These are the types of nightmare scenarios that make even confident travelers nervous. And they’re why travel insurance can be an attractive idea. But whether travel insurance, also called… Read More »

Health care site goes down briefly as deadline nears - USA TODAY

USA TODAY

Health care site goes down briefly as deadline nears USA TODAY In an op-ed appearing in Monday's editions of USA TODAY, Sen. Tom Coburn, R-Okla., said the vast majority of enrollees were previously insured. Getting Americans to "re-enroll in insurance is no great achievement," he said, "particularly when many of ...

Obamacare enrollment deadline: What happens if you don't sign up for health ... - MLive.com

Obamacare enrollment deadline: What happens if you don't sign up for health ... MLive.com The marketplace also will accept applications outside of the normal enrollment period for people who experience certain qualifying life events, like getting married, having a child or losing a job that provided insurance. Michiganders who are eligible ...

More ‘Activated’ Patients Had Substantially Lower Health Care Costs

When it comes to health care, patients with the motivation, knowledge, skills and confidence to manage their own health have better health outcomes and incur fewer health care costs. Those are the findings of a study led by Judith Hibbard, a professor emerita in the Department of Planning, Public Policy and Management at the University of Oregon. Hibbard and co-authors found that patients with the lowest level of “activation” –… Read More »

10 Things Home Insurers Won’t Say

1. ‘We have our own caste system’ Sam Mayer, a physician in suburban Chicago, had insured his home, car and life with Metropolitan Life Insurance for 10 years without ever filing a claim, until a damaged roof and a burglary led to two claims totaling $3,000. Mayer promptly installed a home-security system. But instead of giving him a discount, the company dropped Mayer from its preferred coverage, citing his “claims… Read More »

Consumers race - or don't - to meet insurance deadline - Great Falls Tribune

Consumers race - or don't - to meet insurance deadline Great Falls Tribune The federal government's health insurance website -- HealthCare.gov -- was down briefly early Monday, but the White House said it was for extended maintenance to deal with heavy traffic on the last day of open enrollment for 2014. No one would question ...

Last day to sign up for heath insurance under Affordable Care Act - abc7news.com

Last day to sign up for heath insurance under Affordable Care Act abc7news.com Ironically, applying for health insurance coverage will cause your blood pressure to rise. "What I have gathered from some of my clients is there have been a lot of issues with the website, crashing and things of that sort which is only obvious because ...

Where You Can Buy Health Insurance After Today - Heritage.org (blog)

Where You Can Buy Health Insurance After Today Heritage.org (blog) If you don't have Obamacare-compliant health insurance by today, you could pay the penalty for this year—depending on the amount of flexibility the administration decides to offer in its latest delay—or you could still purchase a policy anytime in ...

Consumers race - or don't - to meet insurance deadline - Detroit Free Press

Consumers race - or don't - to meet insurance deadline Detroit Free Press The federal government's health insurance website -- HealthCare.gov -- was down briefly early Monday, but the White House said it was for extended maintenance to deal with heavy traffic on the last day of open enrollment for 2014. No one would question ...

Spain Travel Insurance Tips for Hurricane Season

Embassy Contact Information: Americans living in or visiting Spain or Andorra are encouraged to register at the Consular Section of the U.S. Embassy in Madrid or at the U.S. Consulate General in Barcelona, where they may obtain updated information on travel and security within Spain or Andorra. Spain Climate: The months April-June and September and October are the best times to visit. July and August are generally very hot, and… Read More »

Health Care Costs More Than Year Of Groceries For American Families

The average family in the U.S. with health insurance coverage through their employer now spends more on yearly medical care than on a year of groceries, according to a new study. The report, the 2013 Milliman Medical Index, published by Milliman Inc., looked at the costs of health care for a family of four living in the U.S. The experts found that the yearly cost of benefits through an employer-sponsored… Read More »

Obamacare hits milestone, but detours ahead for health law - Reuters

Obamacare hits milestone, but detours ahead for health law Reuters And it will take years to determine whether the law will accomplish its mission of creating stable insurance markets that can help a significant number of America's nearly 50 million uninsured gain health coverage, experts say. Republicans are counting ...

Even High Deductibles Don’t Motivate Patients To Shop Around For The Cheapest Medical Services

Consumer-directed health plans (CDHPs) offer low premiums but high deductibles on the premise that patients who are faced with deductibles of $1,000 or more for individual coverage (or twice that for family coverage) will shop around for the best price for the health care. In practice, however, that’s not the case, according to a new study by the USC Schaeffer Center for Health Policy and Economics and the RAND Corporation.… Read More »

Pros, Cons of Picking Travel Insurance

A close relative dies just before you leave for a Caribbean vacation, and you have to cancel your nonrefundable trip to attend the funeral. Or, you’re hiking in the Alps, have an accident and need to be airlifted off a mountain. These are the types of nightmare scenarios that make even confident travelers nervous. And they’re why travel insurance can be an attractive idea. But whether travel insurance, also called… Read More »

Health care site goes down briefly as deadline nears - USA TODAY

USA TODAY

Health care site goes down briefly as deadline nears USA TODAY In an op-ed appearing in Monday's editions of USA TODAY, Sen. Tom Coburn, R-Okla., said the vast majority of enrollees were previously insured. Getting Americans to "re-enroll in insurance is no great achievement," he said, "particularly when many of ...

Deadline for Covered California applications nears - abc7news.com

Deadline for Covered California applications nears abc7news.com So far, 1.1 million people in the state have signed up for health care through Covered California. That's out of the three million Californians who qualify for Obamacare and are without insurance. With time running out to enroll, many folks in the Bay ...

More ‘Activated’ Patients Had Substantially Lower Health Care Costs

When it comes to health care, patients with the motivation, knowledge, skills and confidence to manage their own health have better health outcomes and incur fewer health care costs. Those are the findings of a study led by Judith Hibbard, a professor emerita in the Department of Planning, Public Policy and Management at the University of Oregon. Hibbard and co-authors found that patients with the lowest level of “activation” –… Read More »

10 Things Home Insurers Won’t Say

1. ‘We have our own caste system’ Sam Mayer, a physician in suburban Chicago, had insured his home, car and life with Metropolitan Life Insurance for 10 years without ever filing a claim, until a damaged roof and a burglary led to two claims totaling $3,000. Mayer promptly installed a home-security system. But instead of giving him a discount, the company dropped Mayer from its preferred coverage, citing his “claims… Read More »

Administration extending health care sign-ups for some - USA TODAY

Administration extending health care sign-ups for some USA TODAY This time, officials said they would loosen the deadline for those with "complex or extenuating" circumstances that keep them from fully enrolling by March 31, the last day of open enrollment, and the last day to buy health insurance to avoid paying a ...

Spain Travel Insurance Tips for Hurricane Season

Embassy Contact Information: Americans living in or visiting Spain or Andorra are encouraged to register at the Consular Section of the U.S. Embassy in Madrid or at the U.S. Consulate General in Barcelona, where they may obtain updated information on travel and security within Spain or Andorra. Spain Climate: The months April-June and September and October are the best times to visit. July and August are generally very hot, and… Read More »

Health Care Costs More Than Year Of Groceries For American Families

The average family in the U.S. with health insurance coverage through their employer now spends more on yearly medical care than on a year of groceries, according to a new study. The report, the 2013 Milliman Medical Index, published by Milliman Inc., looked at the costs of health care for a family of four living in the U.S. The experts found that the yearly cost of benefits through an employer-sponsored… Read More »

So You’re a Good Driver? Let’s Go to the Monitor

LAST week, under my car’s dashboard, I installed a small wireless gadget that would monitor my driving. I wanted to see how it felt to have my driving behavior captured, sent to an insurance company and analyzed. More drivers, seeking discounts on auto insurance, are voluntarily doing just that. Insurers are offering these discounts as they aim to abandon the crude proxies they have long used to guess the likelihood… Read More »

Berkshire Hathaway Specialty Exec on Acquisitions, Expansion Plans - Insurance Journal

Insurance Journal

Berkshire Hathaway Specialty Exec on Acquisitions, Expansion Plans Insurance Journal Eastwood also shared his thoughts on the record-high policyholders surplus in the U.S. P/C insurance industry and what insurers might do with it. “The other piece that I would mention to you, which makes this business an interesting business, is that ...

Last chance to sign up for health insurance in New York state - amNY

Last chance to sign up for health insurance in New York state amNY If you don't have health insurance and haven't tried to sign up for it by midnight Monday, you will face a fine of $95 or 1% of your annual household income -- whichever amount is more -- when calculating your 2014 taxes. Monday is the deadline to ...

Even High Deductibles Don’t Motivate Patients To Shop Around For The Cheapest Medical Services

Consumer-directed health plans (CDHPs) offer low premiums but high deductibles on the premise that patients who are faced with deductibles of $1,000 or more for individual coverage (or twice that for family coverage) will shop around for the best price for the health care. In practice, however, that’s not the case, according to a new study by the USC Schaeffer Center for Health Policy and Economics and the RAND Corporation.… Read More »

Health insurance sign-up deadline arrives - 9NEWS.com

Health insurance sign-up deadline arrives 9NEWS.com "If you don't have insurance and you haven't started an enrollment process, or done anything to begin it, unless you have a very special circumstance, you're not going to be able to buy family or individual plans for 2014," said Linda Kanamine of ...

Only a few hours left to sign up for health care insurance - Sioux Falls Argus Leader

Only a few hours left to sign up for health care insurance Sioux Falls Argus Leader Today's deadline to buy health insurance arrives with most South Dakotans in a position to gain while still sitting on the sidelines. Supporters of the insurance program created by the Affordable Care Act are hoping for a surge in sales in the ...

Pros, Cons of Picking Travel Insurance

A close relative dies just before you leave for a Caribbean vacation, and you have to cancel your nonrefundable trip to attend the funeral. Or, you’re hiking in the Alps, have an accident and need to be airlifted off a mountain. These are the types of nightmare scenarios that make even confident travelers nervous. And they’re why travel insurance can be an attractive idea. But whether travel insurance, also called… Read More »

Commissioners debate need for insurance consultant - Waco Tribune-Herald

Commissioners debate need for insurance consultant Waco Tribune-Herald The county started a self-funded insurance plan in 2011 with the hope it would save money in the long-run. The fund is paid for by both contributions from employees and the county. The insurance fund will pay for the consultant and had $1,820,914 in it ...

New resident of New Town upset over insurance requirement - STLtoday.com

New resident of New Town upset over insurance requirement STLtoday.com It said that Smith was required to name the community's homeowners association as an “additional insured” party on his homeowner's policy. The purpose, it said, was to protect the board and the New Town community against liability for accidents or ...

More ‘Activated’ Patients Had Substantially Lower Health Care Costs

When it comes to health care, patients with the motivation, knowledge, skills and confidence to manage their own health have better health outcomes and incur fewer health care costs. Those are the findings of a study led by Judith Hibbard, a professor emerita in the Department of Planning, Public Policy and Management at the University of Oregon. Hibbard and co-authors found that patients with the lowest level of “activation” –… Read More »

Obamacare hits milestone, but detours ahead for US health law - Reuters

Obamacare hits milestone, but detours ahead for US health law Reuters And it will take years to determine whether the law will accomplish its mission of creating stable insurance markets that can help a significant number of America's nearly 50 million uninsured gain health coverage, experts say. Republicans are counting ...

10 Things Home Insurers Won’t Say

1. ‘We have our own caste system’ Sam Mayer, a physician in suburban Chicago, had insured his home, car and life with Metropolitan Life Insurance for 10 years without ever filing a claim, until a damaged roof and a burglary led to two claims totaling $3,000. Mayer promptly installed a home-security system. But instead of giving him a discount, the company dropped Mayer from its preferred coverage, citing his “claims… Read More »

Spain Travel Insurance Tips for Hurricane Season

Embassy Contact Information: Americans living in or visiting Spain or Andorra are encouraged to register at the Consular Section of the U.S. Embassy in Madrid or at the U.S. Consulate General in Barcelona, where they may obtain updated information on travel and security within Spain or Andorra. Spain Climate: The months April-June and September and October are the best times to visit. July and August are generally very hot, and… Read More »

So You’re a Good Driver? Let’s Go to the Monitor

LAST week, under my car’s dashboard, I installed a small wireless gadget that would monitor my driving. I wanted to see how it felt to have my driving behavior captured, sent to an insurance company and analyzed. More drivers, seeking discounts on auto insurance, are voluntarily doing just that. Insurers are offering these discounts as they aim to abandon the crude proxies they have long used to guess the likelihood… Read More »

Even High Deductibles Don’t Motivate Patients To Shop Around For The Cheapest Medical Services

Consumer-directed health plans (CDHPs) offer low premiums but high deductibles on the premise that patients who are faced with deductibles of $1,000 or more for individual coverage (or twice that for family coverage) will shop around for the best price for the health care. In practice, however, that’s not the case, according to a new study by the USC Schaeffer Center for Health Policy and Economics and the RAND Corporation.… Read More »

Ever wonder why wind insurance is so high? - al.com

Ever wonder why wind insurance is so high? al.com Ever wonder why the cost of wind insurance in Alabama continues to rise, but no one seems to have an answer? It's an important subject on the coast, where homeowners could benefit from a bit more insight. The explanation is a complicated one.

Administration extending health care sign-ups for some - USA TODAY

Administration extending health care sign-ups for some USA TODAY This time, officials said they would loosen the deadline for those with "complex or extenuating" circumstances that keep them from fully enrolling by March 31, the last day of open enrollment, and the last day to buy health insurance to avoid paying a ...

Pros, Cons of Picking Travel Insurance

A close relative dies just before you leave for a Caribbean vacation, and you have to cancel your nonrefundable trip to attend the funeral. Or, you’re hiking in the Alps, have an accident and need to be airlifted off a mountain. These are the types of nightmare scenarios that make even confident travelers nervous. And they’re why travel insurance can be an attractive idea. But whether travel insurance, also called… Read More »

With health insurance deadline nearing, some in Delco thankful they signed up - Delaware County Daily Times

With health insurance deadline nearing, some in Delco thankful they signed up Delaware County Daily Times With health insurance deadline nearing, some in Delco thankful they signed up. Wendy Davis, Certified Application Counselor for Crozer-Keystone Health System, has helped locals sign up for coverage through the federal health insurance marketplace.

Why You Need a $100,000 Deductible?

Did you know you can shave hundreds of dollars off your annual homeowners insurance bill by increasing your deductible? We don’t mean just going from $500 to $1,000. Think big. Already have a $2,500 deductible? Then think bigger. Think $100,000. “We have clients with deductibles of $100,000 fairly routinely on $5 million homes,” says Mary Boyd, a senior vice president and the chief operating officer for ACE Private Risk Services.… Read More »

A single moving violation will boost insurance premium - SFGate

SFGate

A single moving violation will boost insurance premium SFGate Getting a single traffic ticket on your license could raise your auto insurance premiums, in some cases substantially, according to a study released last week by InsuranceQuotes. This is especially true in California, where your driving-safety record ...

10 Things Home Insurers Won’t Say

1. ‘We have our own caste system’ Sam Mayer, a physician in suburban Chicago, had insured his home, car and life with Metropolitan Life Insurance for 10 years without ever filing a claim, until a damaged roof and a burglary led to two claims totaling $3,000. Mayer promptly installed a home-security system. But instead of giving him a discount, the company dropped Mayer from its preferred coverage, citing his “claims… Read More »

Does Your Dream Trip Need Travel Insurance?

If you’ve just scored an outrageous deal on a cruise to the Caribbean or a trip halfway around the world, you might want to consider trip insurance. And if you do, you’ll also need to consider what it does and doesn’t cover. Insurance is what it is: Protection against the small chance that something could go wrong. If, indeed, you are headed to Florida or anywhere in the Caribbean, the… Read More »

Spain Travel Insurance Tips for Hurricane Season

Embassy Contact Information: Americans living in or visiting Spain or Andorra are encouraged to register at the Consular Section of the U.S. Embassy in Madrid or at the U.S. Consulate General in Barcelona, where they may obtain updated information on travel and security within Spain or Andorra. Spain Climate: The months April-June and September and October are the best times to visit. July and August are generally very hot, and… Read More »

Covered For Mudslides? How This Insurance Is Different - NPR

Covered For Mudslides? How This Insurance Is Different NPR NPR's Kelly McEvers talks to a local restaurant manager in Oso, Washington, and Karl Newman, president of the Northwest Insurance Council, about insurance coverage for the victims of the recent mudslides. Share. Facebook; Twitter. Google+. Email.

Many still without insurance despite Affordable Care Act mandate to buy - Charlotte Observer

Many still without insurance despite Affordable Care Act mandate to buy Charlotte Observer She makes too much money to qualify for an insurance subsidy, so her projected premium for “the cheapest bronze plan” would be $908 a month, more than 15 percent of her income. The health law stipulates that individuals won't pay penalties if they can ...

As health insurance deadline nears, many weigh options - St. Cloud Times

As health insurance deadline nears, many weigh options St. Cloud Times 15 will be the next opportunity to enroll in private coverage through MNsure, Minnesota's health insurance marketplace. The deadline presents no easy choice for some, including Robbins, a Royalton steelworker. Robbins said he's balancing his desire to ...

Two days before deadline, event today helps people enroll in health insurance ... - The Grand Rapids Press - MLive.com

Two days before deadline, event today helps people enroll in health insurance ... The Grand Rapids Press - MLive.com GRAND RAPIDS, MI - Health care navigators are helping people enroll in health insurance plans at any event running from 11 a.m. to 3 p.m. today, Saturday, March 29, at River City Scholars Charter Academy. The event drew 25 visitors in the first half ...

So You’re a Good Driver? Let’s Go to the Monitor

LAST week, under my car’s dashboard, I installed a small wireless gadget that would monitor my driving. I wanted to see how it felt to have my driving behavior captured, sent to an insurance company and analyzed. More drivers, seeking discounts on auto insurance, are voluntarily doing just that. Insurers are offering these discounts as they aim to abandon the crude proxies they have long used to guess the likelihood… Read More »

Even High Deductibles Don’t Motivate Patients To Shop Around For The Cheapest Medical Services

Consumer-directed health plans (CDHPs) offer low premiums but high deductibles on the premise that patients who are faced with deductibles of $1,000 or more for individual coverage (or twice that for family coverage) will shop around for the best price for the health care. In practice, however, that’s not the case, according to a new study by the USC Schaeffer Center for Health Policy and Economics and the RAND Corporation.… Read More »

10 Ways to Avoid Being Ripped Off Buying Health Insurance

Is a health insurance check-up on your financial to-do list for 2013? Whether your employer offers you a couple different plans to choose from, or you pay out of pocket for your own policy, how do you know if you’re getting the most for your money? Health insurance expert Katherine Woodfield provides 10 tips on how to navigate the sometimes-confusing lingo, mathematic calculations and insurance coverage options to help make… Read More »

Why You Need a $100,000 Deductible?

Did you know you can shave hundreds of dollars off your annual homeowners insurance bill by increasing your deductible? We don’t mean just going from $500 to $1,000. Think big. Already have a $2,500 deductible? Then think bigger. Think $100,000. “We have clients with deductibles of $100,000 fairly routinely on $5 million homes,” says Mary Boyd, a senior vice president and the chief operating officer for ACE Private Risk Services.… Read More »

10 Things Home Insurers Won’t Say

1. ‘We have our own caste system’ Sam Mayer, a physician in suburban Chicago, had insured his home, car and life with Metropolitan Life Insurance for 10 years without ever filing a claim, until a damaged roof and a burglary led to two claims totaling $3,000. Mayer promptly installed a home-security system. But instead of giving him a discount, the company dropped Mayer from its preferred coverage, citing his “claims… Read More »

House Republican Calls People Without Health Insurance Illiterate - PoliticusUSA

House Republican Calls People Without Health Insurance Illiterate PoliticusUSA It would still be up to the uninsured individual to find the money to buy their own health insurance. It is the equivalent of setting up a college fund, never depositing any money into it, then when your child turns 18 telling them that they have a ...

Does Your Dream Trip Need Travel Insurance?

If you’ve just scored an outrageous deal on a cruise to the Caribbean or a trip halfway around the world, you might want to consider trip insurance. And if you do, you’ll also need to consider what it does and doesn’t cover. Insurance is what it is: Protection against the small chance that something could go wrong. If, indeed, you are headed to Florida or anywhere in the Caribbean, the… Read More »

Health Care Reform To Ease Health Insurance Shopping With Plain-Language Paperwork

Shopping for health insurance is about to get a little easier. Starting this month, health insurance companies are required to use a new, standardized, plain-language form to explain what plans cover — and what they don’t. Think of it as a “Nutrition Facts” label for your health insurance. The new form stems from a provision of the health care reform law President Barack Obama enacted in 2010. Comparing one health… Read More »

Administration extending health care sign-ups for some - USA TODAY

Administration extending health care sign-ups for some USA TODAY This time, officials said they would loosen the deadline for those with "complex or extenuating" circumstances that keep them from fully enrolling by March 31, the last day of open enrollment, and the last day to buy health insurance to avoid paying a ...

So You’re a Good Driver? Let’s Go to the Monitor

LAST week, under my car’s dashboard, I installed a small wireless gadget that would monitor my driving. I wanted to see how it felt to have my driving behavior captured, sent to an insurance company and analyzed. More drivers, seeking discounts on auto insurance, are voluntarily doing just that. Insurers are offering these discounts as they aim to abandon the crude proxies they have long used to guess the likelihood… Read More »

Health Insurance Mystifies Many Americans - Scientific American

Health Insurance Mystifies Many Americans Scientific American Last fall, researchers quizzed 6000 Americans, age 18 to 65, on health insurance and the new law. Half didn't know about the insurance marketplaces, or their subsidies. Forty-two percent couldn't define a deductible. And two thirds didn't know the ...

Protect Your Home Against Wildfires

About 100,000 wildfires burn millions of acres in the U.S. every year and destroy homes and other structures that find themselves in the path of the flames. But even if a wildfire engulfs houses near yours, that doesn’t doom your home to be the next to be reduced to ashes. If you’re in an area where wildfires are a potential danger, you can increase your home’s survival odds by taking… Read More »

10 Ways to Avoid Being Ripped Off Buying Health Insurance

Is a health insurance check-up on your financial to-do list for 2013? Whether your employer offers you a couple different plans to choose from, or you pay out of pocket for your own policy, how do you know if you’re getting the most for your money? Health insurance expert Katherine Woodfield provides 10 tips on how to navigate the sometimes-confusing lingo, mathematic calculations and insurance coverage options to help make… Read More »

Why You Need a $100,000 Deductible?

Did you know you can shave hundreds of dollars off your annual homeowners insurance bill by increasing your deductible? We don’t mean just going from $500 to $1,000. Think big. Already have a $2,500 deductible? Then think bigger. Think $100,000. “We have clients with deductibles of $100,000 fairly routinely on $5 million homes,” says Mary Boyd, a senior vice president and the chief operating officer for ACE Private Risk Services.… Read More »

Car Insurance Comparison Price Tool Now Programmed to Display 2014 ... - PR Web (press release)

Car Insurance Comparison Price Tool Now Programmed to Display 2014 ... PR Web (press release) Car insurance comparison price tool constructed for online use at the Auto Pros website is now programmed to offer 2014 incentives to car owners at http://ift.tt/1rF7iqDinsurance. Share on Twitter Share on Facebook Share on Google+ Share on ...

Tips for Obtaining (Cheap Health Insurance)

The financial risk of going without health insurance coverage is enormous. Even a minor accident or illness can end up costing you far more than you ever thought possible. Without health coverage, you would be responsible for paying your medical bills yourself. Unfortunately, even though many people understand the risk of going without coverage, the cost of heath insurance seems too much for some consumers to bear. Although many policies… Read More »

Does Your Dream Trip Need Travel Insurance?

If you’ve just scored an outrageous deal on a cruise to the Caribbean or a trip halfway around the world, you might want to consider trip insurance. And if you do, you’ll also need to consider what it does and doesn’t cover. Insurance is what it is: Protection against the small chance that something could go wrong. If, indeed, you are headed to Florida or anywhere in the Caribbean, the… Read More »

Health Care Reform To Ease Health Insurance Shopping With Plain-Language Paperwork

Shopping for health insurance is about to get a little easier. Starting this month, health insurance companies are required to use a new, standardized, plain-language form to explain what plans cover — and what they don’t. Think of it as a “Nutrition Facts” label for your health insurance. The new form stems from a provision of the health care reform law President Barack Obama enacted in 2010. Comparing one health… Read More »

New worry for flood victims: Insurance cost hike - USA TODAY

New worry for flood victims: Insurance cost hike USA TODAY LYONS, Colo. (AP) — Thousands of Coloradans could face major cost increases for their flood insurance, just as many are trying to decide whether to rebuild or move on after the devastating September flooding. More than 5,700 federally subsidized ...

How to Get Cheap Car Insurance

Anyone who has bought a car , new or used , you want to have a good backup in case of accident , theft, or simply any situation which may become involved . That’s why car insurance become important . There are hundreds of companies offering such services , each country has their own companies, for example in Spain could talk about La Caixa Seguros . There are things like… Read More »

Protect Your Home Against Wildfires

About 100,000 wildfires burn millions of acres in the U.S. every year and destroy homes and other structures that find themselves in the path of the flames. But even if a wildfire engulfs houses near yours, that doesn’t doom your home to be the next to be reduced to ashes. If you’re in an area where wildfires are a potential danger, you can increase your home’s survival odds by taking… Read More »

10 Ways to Avoid Being Ripped Off Buying Health Insurance

Is a health insurance check-up on your financial to-do list for 2013? Whether your employer offers you a couple different plans to choose from, or you pay out of pocket for your own policy, how do you know if you’re getting the most for your money? Health insurance expert Katherine Woodfield provides 10 tips on how to navigate the sometimes-confusing lingo, mathematic calculations and insurance coverage options to help make… Read More »

Tips for Obtaining (Cheap Health Insurance)

The financial risk of going without health insurance coverage is enormous. Even a minor accident or illness can end up costing you far more than you ever thought possible. Without health coverage, you would be responsible for paying your medical bills yourself. Unfortunately, even though many people understand the risk of going without coverage, the cost of heath insurance seems too much for some consumers to bear. Although many policies… Read More »

Landslide insurance is hard to get - KTVU San Francisco

Landslide insurance is hard to get KTVU San Francisco I went shopping for landslide insurance today and quickly learned that even if a landslide doesn't kill, it promises financial devastation. In January of 2005, a massive landslide killed ten people when it engulfed La Conchita, near Ventura. 1.7 ...

Health Care Reform To Ease Health Insurance Shopping With Plain-Language Paperwork

Shopping for health insurance is about to get a little easier. Starting this month, health insurance companies are required to use a new, standardized, plain-language form to explain what plans cover — and what they don’t. Think of it as a “Nutrition Facts” label for your health insurance. The new form stems from a provision of the health care reform law President Barack Obama enacted in 2010. Comparing one health… Read More »

Data, driverless cars and the future of the insurance business - GigaOM

Data, driverless cars and the future of the insurance business GigaOM The ability to use terabytes of data to set insurance pricing is helping most drivers pay less, but the rise of the autonomous car could change the industry from one that insures drivers to one that insures the elements of the car, according to Glenn ...

Uber's secret, “proprietary” insurance policy leaked - San Francisco Bay Guardian

Uber's secret, “proprietary” insurance policy leaked San Francisco Bay Guardian The insurance policy describes exclusions, limits, and explicit descriptions of who is insured, all details that evaded the public, the taxi industry, and some regulatory bodies trying to investigate Uber and its insurance coverage. Uber confirmed with ...

Feeling ill-effects of private long-term care insurance - Los Angeles Times

Feeling ill-effects of private long-term care insurance Los Angeles Times John Hancock, a subsidiary of Canada's Manulife Financial, one of the world's largest life insurance firms, has spent a decade charging the Holtzmans premiums for their long-term care policy. And even though the couple have yet to miss a payment and ...

Liability Insurance

There are different types of insurance policies available in the market , such as insurance policies for cars, or home insurance , and liability insurance is one of the most popular because it costs less than many other options safe . As an example, for car insurance policies , liability insurance costs far less than full coverage. The reason for this is because full coverage insurance must pay your vehicle… Read More »

Why Is Fire Insurance Coverage Important?

A fire insurance is a standard part of your tenant insurance policy as it covers the loss or damage to your belongings that may occur for some fire. For the most part , insurance companies not only provide fire insurance for tenants , but usually included as part of a basic policy that covers loss or damage caused by multiple causes. Learn the keys to reducing the risk of fire… Read More »

Tips to Buying Homeowner Insurance

An insurance protects an individual and helps him out of an unexpected crisis in life. It’s hard work finding home insurance first , because insurance policies are quite complex for those who are inexperienced in these matters of standards. People who want to buy home insurance for the first time , have to consider that home insurance comes in a variety of shapes and offers. They can range from very… Read More »

Tips for Choosing an Insurance Agent

An insurance agent is a professional, natural or legal person linked to an insurer under a contract of insurance agency. When insurance quotes with multiple companies , it is not uncommon to find very significant differences in prices. This means we can easily fall into the worst case scenario : high prices and poor service. Traditionally , much of the insurance products are sold through insurance agents or brokers working… Read More »

How to Get Cheap Car Insurance

Anyone who has bought a car , new or used , you want to have a good backup in case of accident , theft, or simply any situation which may become involved . That’s why car insurance become important . There are hundreds of companies offering such services , each country has their own companies, for example in Spain could talk about La Caixa Seguros . There are things like… Read More »

Pros, Cons of Picking Travel Insurance

A close relative dies just before you leave for a Caribbean vacation, and you have to cancel your nonrefundable trip to attend the funeral. Or, you’re hiking in the Alps, have an accident and need to be airlifted off a mountain. These are the types of nightmare scenarios that make even confident travelers nervous. And they’re why travel insurance can be an attractive idea. But whether travel insurance, also called… Read More »

Relative value health insurance, consumer directed health care, and pay-for ... - Washington Post

Relative value health insurance, consumer directed health care, and pay-for ... Washington Post This is the last of four posts on the idea of “relative value health insurance” that I've been promoting. (For my other posts on this issue, see here, here, and here). To recap, the idea behind RVHI is for a government-sponsored organization to rate ...

Protect Your Home Against Wildfires

About 100,000 wildfires burn millions of acres in the U.S. every year and destroy homes and other structures that find themselves in the path of the flames. But even if a wildfire engulfs houses near yours, that doesn’t doom your home to be the next to be reduced to ashes. If you’re in an area where wildfires are a potential danger, you can increase your home’s survival odds by taking… Read More »

Health insurance can be complicated, and not knowing the rules can be expensive - Washington Post

Washington Post

Health insurance can be complicated, and not knowing the rules can be expensive Washington Post The new health-care law has improved a lot of things about health insurance: You can't be turned down or charged extra if you have a preexisting condition, all types of basic health services are covered, plans can't cap annual or lifetime benefits, and ...

Tips for Obtaining (Cheap Health Insurance)

The financial risk of going without health insurance coverage is enormous. Even a minor accident or illness can end up costing you far more than you ever thought possible. Without health coverage, you would be responsible for paying your medical bills yourself. Unfortunately, even though many people understand the risk of going without coverage, the cost of heath insurance seems too much for some consumers to bear. Although many policies… Read More »

Flood insurance rates 'going to go up' - The News Journal

Flood insurance rates 'going to go up' The News Journal Longtime Leipsic resident Pamela Naylor saw little reason for rejoicing last week after Congress put the brakes on a plan for drastic hikes in flood insurance rates across the country. "The rates have been horrible the whole time we've lived here, and ...

Huge flood insurance premiums hitting americans - USA TODAY

Huge flood insurance premiums hitting americans USA TODAY Congress tried closing the National Flood Insurance Program's $24 billion debt by eliminating low-cost policies on older homes and businesses. Now more ... Check out your photo or video now, and look for it in USA TODAY online, mobile, and print editions.

Michigan Homeowners Dread Flood Insurance Rate Hikes - CBS Local

Michigan Homeowners Dread Flood Insurance Rate Hikes CBS Local Living so close to the creek in a flood plain has been costly – not the least because it's flooded twice and once caused $19,000 worth of damage they had to pay after their insurance claim was rejected. When the Calhouns bought the house 22 years ago ...

Flood insurance hikes still a peril to homeowners, merchants nationwide - SILive.com

Flood insurance hikes still a peril to homeowners, merchants nationwide SILive.com Earlier this month, Congress sought to ease their fears of sky-high premiums by rolling back a 2012 reform ending the government's costly practice of offering subsidized insurance for older homes and businesses in flood zones. The president signed the ...

Why Is Fire Insurance Coverage Important?

A fire insurance is a standard part of your tenant insurance policy as it covers the loss or damage to your belongings that may occur for some fire. For the most part , insurance companies not only provide fire insurance for tenants , but usually included as part of a basic policy that covers loss or damage caused by multiple causes. Learn the keys to reducing the risk of fire… Read More »

Tips to Buying Homeowner Insurance

An insurance protects an individual and helps him out of an unexpected crisis in life. It’s hard work finding home insurance first , because insurance policies are quite complex for those who are inexperienced in these matters of standards. People who want to buy home insurance for the first time , have to consider that home insurance comes in a variety of shapes and offers. They can range from very… Read More »

Tips for Choosing an Insurance Agent

An insurance agent is a professional, natural or legal person linked to an insurer under a contract of insurance agency. When insurance quotes with multiple companies , it is not uncommon to find very significant differences in prices. This means we can easily fall into the worst case scenario : high prices and poor service. Traditionally , much of the insurance products are sold through insurance agents or brokers working… Read More »

Liability Insurance

There are different types of insurance policies available in the market , such as insurance policies for cars, or home insurance , and liability insurance is one of the most popular because it costs less than many other options safe . As an example, for car insurance policies , liability insurance costs far less than full coverage. The reason for this is because full coverage insurance must pay your vehicle… Read More »

How to Get Cheap Car Insurance

Anyone who has bought a car , new or used , you want to have a good backup in case of accident , theft, or simply any situation which may become involved . That’s why car insurance become important . There are hundreds of companies offering such services , each country has their own companies, for example in Spain could talk about La Caixa Seguros . There are things like… Read More »

Pros, Cons of Picking Travel Insurance

A close relative dies just before you leave for a Caribbean vacation, and you have to cancel your nonrefundable trip to attend the funeral. Or, you’re hiking in the Alps, have an accident and need to be airlifted off a mountain. These are the types of nightmare scenarios that make even confident travelers nervous. And they’re why travel insurance can be an attractive idea. But whether travel insurance, also called… Read More »

Insurance sign-up events set in Tucson this week - Arizona Daily Star

Insurance sign-up events set in Tucson this week Arizona Daily Star Certified application counselors around the city will be helping people enroll this week. They will screen people for eligibility in Medicaid, a government insurance program for low income people. In Arizona Medicaid is knowns as the Arizona Health ...

New worry for flood survivors: Insurance cost hike - 9NEWS.com

New worry for flood survivors: Insurance cost hike 9NEWS.com LYONS, Colo. (AP) - Thousands of Coloradans could face major cost increases for their flood insurance, just as many are trying to decide whether to rebuild or move on after the devastating September flooding. More than 5,700 federally subsidized ...

Technology helps insurance companies connect - The News-Press

Technology helps insurance companies connect The News-Press A dash of technology keeps the insurance headache away, or may at least ease the pain. Insurance companies are taking advantage of mobile apps, online services and social media to make tasks like finding a quote or starting a claim quick and painless.

Texans target Nebraska law requiring insurance firms to disclose top ... - Omaha World-Herald

Texans target Nebraska law requiring insurance firms to disclose top ... Omaha World-Herald LINCOLN — One of the nation's largest insurance companies is trying to repeal a unique, century-old Nebraska law that requires insurance companies to reveal the pay of their top executives. The repeal effort, which is being led by a privately owned ...

Affordable Car Insurance Rates Finder Now Displays Spring Incentives from ... - PR Web (press release)

Affordable Car Insurance Rates Finder Now Displays Spring Incentives from ... PR Web (press release) Affordable car insurance rates finder constructed by the Auto Pros company is now displaying spring incentives that insurers are providing online at http://autoprosusa.com/insurance. Share on Twitter Share on Facebook Share on Google+ Share on LinkedIn ...