Allianz Posts Results of Its Travel Insurance Vacation Confidence Index - Insurance News Net

Allianz Posts Results of Its Travel Insurance Vacation Confidence Index Insurance News Net Americans will spend a record $100 billion on summer vacations in 2014, up 20 percent from the amount spent in 2013, according to the fifth annual Allianz Travel Insurance Vacation Confidence Index released by Allianz Global Assistance USA . According ...

How to Get an Affordable Health Insurance Policy?

Most people complain that it is a frustrating process of finding the right health insurance policy for them and their family. Though it is difficult to get a health insurance policy that will help you save money, it is not impossible. With the surge in commodity prices, everyone is looking for ways to save money in every way possible. There are various ways of getting a cheap insurance policy with… Read More »

Only In California: Auto Insurance Costs Less Than It Did 25 Years Ago, Says New Analysis By Consumer Federation of America

SANTA MONICA, Calif., June 19, 2013 /PRNewswire-USNewswire/ — Californians spent less per year on auto insurance in 2010 than they did in 1989, a rate reduction that no other state in the nation achieved according to a new Consumer Federation of America analysis of insurance industry data, says Consumer Watchdog. California voters approved Proposition 103 in 1988 to regulate auto insurance rates and the ballot initiative set California apart from… Read More »

Commissioner raises concerns over county's insurance coverage - Norman Transcript

Commissioner raises concerns over county's insurance coverage Norman Transcript NORMAN — A Cleveland County Commissioner on Monday formally objected to the county's participation in a self-insurance group with the Association of County Commissioners because he's not sure it's really an insurance policy the county is buying.

When Should You Buy Trip Insurance? - WFMY News 2

When Should You Buy Trip Insurance? WFMY News 2 With that said, a trip of a few hundred bucks may not be worth insurance money, but anything more than $500 is probably worth insuring. There are several types of trip insurance, and two to concentrate on include trip cancellation insurance and cancel ...

7 TIPS to Stop Your Health Insurance Company From Messing With You! (Even With Health Care Reform)

I must admit a deep sense of relief that we have finally passed some kind of health care reform in this country. Although I am still unsure what is actually changing, or when we will see the transformation (2014 seems a long way off), I do agree it is an historic shift towards a consciousness of “inclusion.” Allowing 32 million Americans to live uninsured could not remain a public option.… Read More »

Terminating Medicare Consults Linked To A Rise In Total Spending

Getting rid of payments for Medicare consultations frequently billed by specialists was seen to be connected with a new increase in spending during visits to specialists as well as primary care doctors, suggests a new study examining medicare data published in Archives of Internal Medicine. Preceding 2010, Medicare costs for consultations were significantly greater than for office visits that were almost identical in terms of difficulty, and were frequently charged… Read More »

'Business as usual' for Oakley police as village loses its insurance coverage - The Saginaw News

'Business as usual' for Oakley police as village loses its insurance coverage The Saginaw News The Michigan Municipal League told the village it would lose its insurance coverage July 1, citing lawsuits against the village and its officials and "a lack of cooperation" from the Oakley Police Department as reasons. Oakley has a reserve police ...

3 Types of Insurance to Protect Your College Student - Kiplinger Personal Finance

3 Types of Insurance to Protect Your College Student Kiplinger Personal Finance Tuition may not be the only check you need to write if you're sending a kid off to school this fall. Take stock of your health, homeowners and auto insurance to see which situations are covered and which aren't, and when you might need to buy more ...

5 Things That Kill Home Insurance

Insurance broker Doug Akiyoshi once walked into a backyard in Seattle to take some pictures of a potential client’s house. “Suddenly, this dog appeared out of nowhere,” he said. “It was a Lab, and it was in attack mode. And I climbed that wall as fast as you can imagine.” Akiyoshi, based in Mercer Island, Wash., said he later phoned the owners and told them: “You know, you’ve got a… Read More »

Insurance Industry Set to Experience a Major Talent Gap - ClaimsJournal.com

Insurance Industry Set to Experience a Major Talent Gap ClaimsJournal.com In less than a decade, the insurance industry is set to experience a major talent drought when a large portion of baby boomers retire. According to Insurance Business America, one-quarter of the insurance workforce is set to retire by 2018. The Bureau ...

Is Radiation Covered by Home Insurance?

An anxious world continues to wait and worry as Japan tries to fend off meltdowns at nuclear power plants that failed in the wake of a massive earthquake and tsunami. If a similar disaster were to strike the United States and your home became uninhabitable for a brief time — or forever — due to radiation, would your home insurance cover the claim? “All standard home insurance policies exclude damages… Read More »

Ratings Recap: Insurance Barbados, Grupo Nacional, Delvag - Insurance Journal

Ratings Recap: Insurance Barbados, Grupo Nacional, Delvag Insurance Journal A.M. Best has affirmed the financial strength rating of 'A-' (Excellent) and the issuer credit rating of “a-” of Insurance Corporation of Barbados Limited (ICBL), both with stable outlooks. Best said the “ratings reflect ICBL's solid capitalization ...

State investigating KSMQ tower insurance dispute - Austin Herald

State investigating KSMQ tower insurance dispute Austin Herald KSMQ is seeking help from the state Department of Commerce with an insurance dispute over the public television station's broadcast tower, which fell during a severe thunderstorm almost two years ago. A state investigator was in Austin Friday to tour ...

US watchdogs may refuse to apply global insurance capital rules - Reuters

US watchdogs may refuse to apply global insurance capital rules Reuters The National Association of Insurance Commissioners (NAIC), made up of state insurance regulators, said there was no proven need to bring in the world's first insurance capital rules. Top NAIC officials visiting London said that the push by global ...

Teachers Talk High Health Insurance Rates - KARK

KARK

Teachers Talk High Health Insurance Rates KARK Those issues include addressing the prison overcrowding problem, a monitor-style lottery game and public school employee insurance. Public school employees face a 35% health insurance rate increase this fall. But a legislative task force came up with ...

Reduced Insurance Claims Associated with Honda Collision Warning System - ClaimsJournal.com

ClaimsJournal.com

Reduced Insurance Claims Associated with Honda Collision Warning System ClaimsJournal.com A combined forward collision and lane departure warning system available on the Honda Accord is reducing insurance claims, according to new analysis by the Highway Loss Data Institute (HLDI), an affiliate of the Insurance Institute for Highway Safety.

Waiting drags on for $10 million life insurance payouts linked to HOA scheme - Las Vegas Review-Journal

Waiting drags on for $10 million life insurance payouts linked to HOA scheme Las Vegas Review-Journal At the time of Nancy Quon's suicide in March 2012, she had $10 million in life insurance that was supposed to go to beneficiaries, including her two daughters. But more than two years later, those beneficiaries have yet to see the money, which has been ...

How to Get an Affordable Health Insurance Policy?

Most people complain that it is a frustrating process of finding the right health insurance policy for them and their family. Though it is difficult to get a health insurance policy that will help you save money, it is not impossible. With the surge in commodity prices, everyone is looking for ways to save money in every way possible. There are various ways of getting a cheap insurance policy with… Read More »

Only In California: Auto Insurance Costs Less Than It Did 25 Years Ago, Says New Analysis By Consumer Federation of America

SANTA MONICA, Calif., June 19, 2013 /PRNewswire-USNewswire/ — Californians spent less per year on auto insurance in 2010 than they did in 1989, a rate reduction that no other state in the nation achieved according to a new Consumer Federation of America analysis of insurance industry data, says Consumer Watchdog. California voters approved Proposition 103 in 1988 to regulate auto insurance rates and the ballot initiative set California apart from… Read More »

Blues to co-brand, sell specialty insurance packages with LifeSecure - Crain's Detroit Business

Blues to co-brand, sell specialty insurance packages with LifeSecure Crain's Detroit Business Blue Cross Blue Shield of Michigan will begin to co-brand and sell together three specialty insurance product lines this week with subsidiary LifeSecure Insurance Co., a for-profit Brighton-based company Blue Cross founded in 2006. Starting in April ...

When Homeowners Insurance Won’t Protect You

Shortly after Aditi Haridat’s parents bought the home of their dreams, a lamp overheated while they were out of the house. Not only did they lose their pet cockatiel in the resulting fire, but the inside of their home was partially destroyed. That was only the beginning of their nightmare. After their insurance company arranged for a contractor to redo the inside of the house, that contractor ended up inadvertently… Read More »

Terminating Medicare Consults Linked To A Rise In Total Spending

Getting rid of payments for Medicare consultations frequently billed by specialists was seen to be connected with a new increase in spending during visits to specialists as well as primary care doctors, suggests a new study examining medicare data published in Archives of Internal Medicine. Preceding 2010, Medicare costs for consultations were significantly greater than for office visits that were almost identical in terms of difficulty, and were frequently charged… Read More »

Tough ex-cop needed help collaring health insurance - Philly.com

Philly.com

Tough ex-cop needed help collaring health insurance Philly.com But buying health insurance on the Affordable Care Act marketplace - well, that rattled her. Like so many others who tried to buy health insurance on healthcare.gov last fall, Gordon had to make a couple of attempts to finally get her plan, and only ...

When to Get Long-Term-Care Insurance?

It’s not alarmist to think that you’ll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman. Yet the decision whether to buy a long-term-care insurance policy, which pays out for nursing-home and certain at-home care, is one of the toughest calls you’ll ever have to make. Insurance could preserve… Read More »

Health Care Costs More Than Year Of Groceries For American Families

The average family in the U.S. with health insurance coverage through their employer now spends more on yearly medical care than on a year of groceries, according to a new study. The report, the 2013 Milliman Medical Index, published by Milliman Inc., looked at the costs of health care for a family of four living in the U.S. The experts found that the yearly cost of benefits through an employer-sponsored… Read More »

AAA Study: Cost of Owning a Car is Rising

If you own your car outright, you might not think it costs you that much to own it, but AAA’s 2013 Your Driving Costs study shows that costs range from nearly $7,000 to more than $11,000 for the average American, depending on the kind of car driven. What’s more, the cost of owning a car is rising, which means it’s costing you more money to drive your car year after… Read More »

Insurance premiums increase under new law - Las Vegas Review-Journal

Las Vegas Review-Journal

Insurance premiums increase under new law Las Vegas Review-Journal We won't know just what will happen to Nevada insurance premiums in 2015 until the fall, when the Insurance Division releases carriers' new rates. In the Affordable Care Act's first year, though, Nevada has been dealt some of the highest premium spikes ...

Letter: Health insurance tax not good for small businesses - The Herald-News

Letter: Health insurance tax not good for small businesses The Herald-News I'm a manufacturers' rep for heating and ventilation equipment, and my business has been around since 1957. Along with other small companies here in Illinois and throughout the U.S., it's part of the lifeblood of this country. If members of Congress ...

Is insurance 'fix' drawn to preserve legislators' own insurance? - Arkansas Times (blog)

Is insurance 'fix' drawn to preserve legislators' own insurance? Arkansas Times (blog) Is the plan still to drop 4,000 part-time school employees from coverage to save money. But NOT drop coverage of state public employees on their side of the state health insurance plan (which gets a bigger contribution from the legislature and has much ...

Is Radiation Covered by Home Insurance?

An anxious world continues to wait and worry as Japan tries to fend off meltdowns at nuclear power plants that failed in the wake of a massive earthquake and tsunami. If a similar disaster were to strike the United States and your home became uninhabitable for a brief time — or forever — due to radiation, would your home insurance cover the claim? “All standard home insurance policies exclude damages… Read More »

US watchdogs may refuse to apply global insurance capital rules - Reuters

US watchdogs may refuse to apply global insurance capital rules Reuters The National Association of Insurance Commissioners (NAIC), made up of state insurance regulators, said there was no proven need to bring in the world's first insurance capital rules. Top NAIC officials visiting London said that the push by global ...

Insurance company celebrates over half a century - St. Augustine Record

Insurance company celebrates over half a century St. Augustine Record Too often, consumers hear commercials about insurance for a low price but for one St. Augustine insurance company, the goal is the quality of its service instead of the quantity of its customers. Herbie Wiles Insurance stands on Ponce de Leon Boulevard ...

Only In California: Auto Insurance Costs Less Than It Did 25 Years Ago, Says New Analysis By Consumer Federation of America

SANTA MONICA, Calif., June 19, 2013 /PRNewswire-USNewswire/ — Californians spent less per year on auto insurance in 2010 than they did in 1989, a rate reduction that no other state in the nation achieved according to a new Consumer Federation of America analysis of insurance industry data, says Consumer Watchdog. California voters approved Proposition 103 in 1988 to regulate auto insurance rates and the ballot initiative set California apart from… Read More »

When Homeowners Insurance Won’t Protect You

Shortly after Aditi Haridat’s parents bought the home of their dreams, a lamp overheated while they were out of the house. Not only did they lose their pet cockatiel in the resulting fire, but the inside of their home was partially destroyed. That was only the beginning of their nightmare. After their insurance company arranged for a contractor to redo the inside of the house, that contractor ended up inadvertently… Read More »

As Iraq splinters, companies can't get insurance - CBS News

As Iraq splinters, companies can't get insurance CBS News The Islamist insurgency in Iraq is making it increasingly hard for multinational corporations doing business there to protect themselves from financial loss. Companies are finding it next to impossible to get so-called political risk insurance, which ...

Legislator objects to taking insurance from part-time school employees - Arkansas News

Arkansas News

Legislator objects to taking insurance from part-time school employees Arkansas News LITTLE ROCK — A state senator said Thursday she is concerned that a proposal to drop part-time public school employees from health insurance plans may leave some people without options for coverage and cause schools to lose valuable employees.

When to Get Long-Term-Care Insurance?

It’s not alarmist to think that you’ll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman. Yet the decision whether to buy a long-term-care insurance policy, which pays out for nursing-home and certain at-home care, is one of the toughest calls you’ll ever have to make. Insurance could preserve… Read More »

Colo. wildfire victims sue insurance companies - The Coloradoan

Colo. wildfire victims sue insurance companies The Coloradoan A group of nearly 20 Colorado fire survivors are suing more than 100 national insurance companies, corporations and nonprofits, alleging they conspired to defraud those who lost property to the High Park Fire and other wildfires. Thirteen Larimer ...

Health Care Costs More Than Year Of Groceries For American Families

The average family in the U.S. with health insurance coverage through their employer now spends more on yearly medical care than on a year of groceries, according to a new study. The report, the 2013 Milliman Medical Index, published by Milliman Inc., looked at the costs of health care for a family of four living in the U.S. The experts found that the yearly cost of benefits through an employer-sponsored… Read More »

American Health Insurance Marketplace Opens in 2014

For years, the health insurance markets were broken when it came to small businesses. Due to the fact that small businesses did not have as much bargaining power as larger businesses, they were forced to pay an average of eighteen percent more for the same type of healthcare plans that were offered to larger businesses. Not only were small businesses being forced to pay more money, their premiums would skyrocket… Read More »

AAA Study: Cost of Owning a Car is Rising

If you own your car outright, you might not think it costs you that much to own it, but AAA’s 2013 Your Driving Costs study shows that costs range from nearly $7,000 to more than $11,000 for the average American, depending on the kind of car driven. What’s more, the cost of owning a car is rising, which means it’s costing you more money to drive your car year after… Read More »

Gwinnett insurance agent gets bond, husband doesn't, in fraud case - Atlanta Journal Constitution

Gwinnett insurance agent gets bond, husband doesn't, in fraud case Atlanta Journal Constitution The Atlanta Journal-Constitution. A Gwinnett County insurance agent has bonded out of jail, but her husband remains behind bars as the couple faces multiple charges for allegedly defrauding clients of at least $31,000. Cynthia Sanford Dunn, 48, was ...

US tax reform is biggest theoretical threat to Island, says insurance boss - Royal Gazette

US tax reform is biggest theoretical threat to Island, says insurance boss Royal Gazette One of the biggest threats Bermuda faces in keeping its international business is US enlightenment to the realisation that it need only change its tax laws to lure many companies home or repatriate corporate profits. And more insurance start-ups could ...

Medical Myth: All Health Insurance Plans Created Equal - Forbes

Forbes

Medical Myth: All Health Insurance Plans Created Equal Forbes This is the fourth and final installment in Dr. Robert Pearl's “medical myth” series. To review his past stories, visit Dr. Pearl's Forbes.com profile page. Buying a certain type of auto insurance doesn't alter your chances of getting in a car crash ...

Ohio Enacts Legislation Allowing Creation Of Captive Insurance Companies - Forbes

Ohio Enacts Legislation Allowing Creation Of Captive Insurance Companies Forbes On June 17 Ohio Gov. John Kasich signed legislation (HB 117) allowing for the creation of captive insurance companies. Ohio now joins 30 other states that permit captive companies, which are popular risk management tools for large corporations. A ...

Buyer Beware: 5 Tips for Purchasing Long-Term Care Insurance

Be prepared to pay more for less coverage than you would have a decade ago if you’re shopping for long-term care insurance. While some insurers have left the market altogether, others have hiked premiums, made it harder to qualify for coverage, and eliminated the most generous options, such as unlimited lifetime benefits. Here are tips for shopping in today’s tough market: 1. Don’t delay purchasing long-term care insurance. Apply for… Read More »

Is health insurance worth the price? - The Hill (blog)

Is health insurance worth the price? The Hill (blog) That study found that people who qualified for health insurance subsidies paid an average of $82 a month for coverage, with nearly half paying $50 per month or less. On average, subsidies covered 76 percent of the premiums, a great deal for those who ...

US watchdogs may refuse to apply global insurance capital rules - Reuters

US watchdogs may refuse to apply global insurance capital rules Reuters The National Association of Insurance Commissioners (NAIC), made up of state insurance regulators, said there was no proven need to bring in the world's first insurance capital rules. Top NAIC officials visiting London said that the push by global ...

3 Costly Mistakes You Are Making on Life Insurance - DailyFinance

3 Costly Mistakes You Are Making on Life Insurance DailyFinance BF1FGX A father crouching with his baby daughter on a rural path. life insurance A Alamy Thinking about your life insurance is not much fun, and far too many people ignore this necessary task. Too few people have adequate life insurance coverage. And ...

5 Things That Kill Home Insurance

Insurance broker Doug Akiyoshi once walked into a backyard in Seattle to take some pictures of a potential client’s house. “Suddenly, this dog appeared out of nowhere,” he said. “It was a Lab, and it was in attack mode. And I climbed that wall as fast as you can imagine.” Akiyoshi, based in Mercer Island, Wash., said he later phoned the owners and told them: “You know, you’ve got a… Read More »

Good news: Homeowners insurance covers a sharknado

A sharknado is not a specifically named peril on a standard homeowners insurance policy. But would your insurer pay up anyway if, as in the instant cult classic Syfy TV movie, a giant tornado blew in from the ocean and dumped thousands of man-eating sharks on your neighborhood? Or, to put it a bit more bluntly, if–in spite of being blown out of its habitat and short of breath–a great… Read More »

Only In California: Auto Insurance Costs Less Than It Did 25 Years Ago, Says New Analysis By Consumer Federation of America

SANTA MONICA, Calif., June 19, 2013 /PRNewswire-USNewswire/ — Californians spent less per year on auto insurance in 2010 than they did in 1989, a rate reduction that no other state in the nation achieved according to a new Consumer Federation of America analysis of insurance industry data, says Consumer Watchdog. California voters approved Proposition 103 in 1988 to regulate auto insurance rates and the ballot initiative set California apart from… Read More »

Baltimore County insurance company founder arrested - Baltimore Sun

Baltimore County insurance company founder arrested Baltimore Sun The founder of a Baltimore County insurance company was arrested Wednesday in connection with an alleged scheme to make it appear the firm — now being liquidated by a Delaware court — had millions of dollars in cash it didn't actually possess.

Utility: Insurance letters to residents are sales pitch - WISC Madison

Utility: Insurance letters to residents are sales pitch WISC Madison A release from Madison Water Utility states that customers are getting official-looking letters from HomeServe USA offering insurance for water service lateral lines. The letters look like an urgent notice alerting customers that they have not yet ...

When to Get Long-Term-Care Insurance?

It’s not alarmist to think that you’ll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman. Yet the decision whether to buy a long-term-care insurance policy, which pays out for nursing-home and certain at-home care, is one of the toughest calls you’ll ever have to make. Insurance could preserve… Read More »

Arrests Made In Alleged 'Phantom Collision' Insurance Fraud Ring - CBS Local

CBS Local

Arrests Made In Alleged 'Phantom Collision' Insurance Fraud Ring CBS Local KNX 1070′s Charles Feldman reports California Department of Insurance investigators believe the alleged mastermind of the ring recruited family and friends to file phony claims that bilked seven insurance companies out of more than $314,000.

American Health Insurance Marketplace Opens in 2014

For years, the health insurance markets were broken when it came to small businesses. Due to the fact that small businesses did not have as much bargaining power as larger businesses, they were forced to pay an average of eighteen percent more for the same type of healthcare plans that were offered to larger businesses. Not only were small businesses being forced to pay more money, their premiums would skyrocket… Read More »

AAA Study: Cost of Owning a Car is Rising

If you own your car outright, you might not think it costs you that much to own it, but AAA’s 2013 Your Driving Costs study shows that costs range from nearly $7,000 to more than $11,000 for the average American, depending on the kind of car driven. What’s more, the cost of owning a car is rising, which means it’s costing you more money to drive your car year after… Read More »

My credit card offers travel insurance; do I need more? Tips for the Road - The Plain Dealer

My credit card offers travel insurance; do I need more? Tips for the Road The Plain Dealer The percentage of U.S. travelers who opt to purchase optional insurance has grown substantially in the years since the turmoil caused by 9/11. Today, about one-third of U.S. travelers purchase some kind of insurance before they leave home, according to ...

Buyer Beware: 5 Tips for Purchasing Long-Term Care Insurance

Be prepared to pay more for less coverage than you would have a decade ago if you’re shopping for long-term care insurance. While some insurers have left the market altogether, others have hiked premiums, made it harder to qualify for coverage, and eliminated the most generous options, such as unlimited lifetime benefits. Here are tips for shopping in today’s tough market: 1. Don’t delay purchasing long-term care insurance. Apply for… Read More »

US watchdogs may refuse to apply global insurance capital rules - Reuters

US watchdogs may refuse to apply global insurance capital rules Reuters The National Association of Insurance Commissioners (NAIC), made up of state insurance regulators, said there was no proven need to bring in the world's first insurance capital rules. Top NAIC officials visiting London said that the push by global ...

5 Things That Kill Home Insurance

Insurance broker Doug Akiyoshi once walked into a backyard in Seattle to take some pictures of a potential client’s house. “Suddenly, this dog appeared out of nowhere,” he said. “It was a Lab, and it was in attack mode. And I climbed that wall as fast as you can imagine.” Akiyoshi, based in Mercer Island, Wash., said he later phoned the owners and told them: “You know, you’ve got a… Read More »

Special Report: Choosing Self-Insurance - CFO Magazine

Special Report: Choosing Self-Insurance CFO Magazine The authors of the articles featured in CFO's Choosing Self-Insurance Special Report attempt to provide qualitative, quantitative and pragmatic solutions to the conundrum of how to finance corporate risk. Writing from a qualitative standpoint, regular ...

Good news: Homeowners insurance covers a sharknado

A sharknado is not a specifically named peril on a standard homeowners insurance policy. But would your insurer pay up anyway if, as in the instant cult classic Syfy TV movie, a giant tornado blew in from the ocean and dumped thousands of man-eating sharks on your neighborhood? Or, to put it a bit more bluntly, if–in spite of being blown out of its habitat and short of breath–a great… Read More »

More Colorado Health Insurance Policies Canceled - Daily Caller

More Colorado Health Insurance Policies Canceled Daily Caller More than 2,300 more health insurance policies are slated for cancellation in Colorado in the wake of the Affordable Care Act, bringing the total to nearly 340,000 since Obamacare debuted in October. The numbers were reported by the Colorado Division ...

Only In California: Auto Insurance Costs Less Than It Did 25 Years Ago, Says New Analysis By Consumer Federation of America

SANTA MONICA, Calif., June 19, 2013 /PRNewswire-USNewswire/ — Californians spent less per year on auto insurance in 2010 than they did in 1989, a rate reduction that no other state in the nation achieved according to a new Consumer Federation of America analysis of insurance industry data, says Consumer Watchdog. California voters approved Proposition 103 in 1988 to regulate auto insurance rates and the ballot initiative set California apart from… Read More »

American Health Insurance Marketplace Opens in 2014

For years, the health insurance markets were broken when it came to small businesses. Due to the fact that small businesses did not have as much bargaining power as larger businesses, they were forced to pay an average of eighteen percent more for the same type of healthcare plans that were offered to larger businesses. Not only were small businesses being forced to pay more money, their premiums would skyrocket… Read More »

AAA Study: Cost of Owning a Car is Rising

If you own your car outright, you might not think it costs you that much to own it, but AAA’s 2013 Your Driving Costs study shows that costs range from nearly $7,000 to more than $11,000 for the average American, depending on the kind of car driven. What’s more, the cost of owning a car is rising, which means it’s costing you more money to drive your car year after… Read More »

Will Google Enter The Insurance Industry? - TechCrunch

TechCrunch

Will Google Enter The Insurance Industry? TechCrunch A glance at the keyword advertising data shows that insurance and other financial services are the top spenders, with a combined annual spend of $4 billion according to Google AdWords and Wordstream statistics. The absolute greatest vertical in Google ...

New health insurance CO-OPs hope for better second year - Statesman Journal

New health insurance CO-OPs hope for better second year Statesman Journal Now that the first enrollment period is over, and rate review has begun for next year, Oregon's two new consumer-oriented and -operated health insurance nonprofits are trying to set themselves apart from their competitors. In an effort to boost ...

How To File A Home Insurance Claim: Six Tips

Insurers will be dealing with a crush of claims in the aftermath of Superstorm Sandy which inflicted billions of dollars in damages. Once homeowners can assess the extent of their personal losses, many will have to brace for another ordeal: navigating the insurance claims process. Preparation and planning well before a storm arrives can help homeowners avoid potential pitfalls. But how they handle the details when it comes time to… Read More »

US watchdogs may refuse to apply global insurance capital rules - Reuters

US watchdogs may refuse to apply global insurance capital rules Reuters The National Association of Insurance Commissioners (NAIC), made up of state insurance regulators, said there was no proven need to bring in the world's first insurance capital rules. Top NAIC officials visiting London said that the push by global ...

USA Business Insurance Introduces New Interior Designer Insurance Options - Insurance News Net

USA Business Insurance Introduces New Interior Designer Insurance Options Insurance News Net Business Insurance USA announced a new level of commercial insurance coverage for interior designers today, specifically structured to provide combined general liability with errors and omissions protection under one policy. This newly structured ...

5 Things That Kill Home Insurance

Insurance broker Doug Akiyoshi once walked into a backyard in Seattle to take some pictures of a potential client’s house. “Suddenly, this dog appeared out of nowhere,” he said. “It was a Lab, and it was in attack mode. And I climbed that wall as fast as you can imagine.” Akiyoshi, based in Mercer Island, Wash., said he later phoned the owners and told them: “You know, you’ve got a… Read More »

How to Find a Good Car Insurance Company Online - Fox Business

How to Find a Good Car Insurance Company Online Fox Business Although cost is a huge factor for anyone buying car insurance, a new J.D. Power study suggests that younger drivers are more swayed than older ones by websites they can cruise through, finding useful information along the way. The research firm says ...

Health Insurance Tips for Adults

Too many young adults think of health insurance as an additional, unnecessary expense. After all, they won’t ever get sick or be hurt in this lifetime–they’re invincible! Contrary to this belief, however, many young adults–some in their late teens or early twenties–fall ill or are injured in accidents. They are hospitalized. They undergo many medical tests. They spend many days in the hospital. Who then pays the bills – and… Read More »

The Truth About Rental Cars and Insurance - TheStreet.com

The Truth About Rental Cars and Insurance TheStreet.com NEW YORK (TheStreet) -- The next time you're standing at the car rental counter, do you know what you'll say when asked if you want insurance? While it's certainly better to walk away with too much protection than not enough, you don't want to waste ...