Marin judge orders trial for insurance broker in San Rafael fraud case - Marin Independent Journal

Marin judge orders trial for insurance broker in San Rafael fraud case Marin Independent Journal A Marin insurance broker was ordered to stand trial on seven felony counts in a San Rafael fraud investigation, but a 32-year-old robbery conviction will not count as a "strike" under the three-strikes life sentence law. Vincent Oliver Kehrlein, 57, of ...

10 Ways to Avoid Being Ripped Off Buying Health Insurance

Is a health insurance check-up on your financial to-do list for 2013? Whether your employer offers you a couple different plans to choose from, or you pay out of pocket for your own policy, how do you know if you’re getting the most for your money? Health insurance expert Katherine Woodfield provides 10 tips on how to navigate the sometimes-confusing lingo, mathematic calculations and insurance coverage options to help make… Read More »

Who Needs Renters Insurance?

Anurag Wahklu meant to get renters insurance. He’d talked with an agent and was waiting for more info. Then his Boston-area apartment building went up in flames, leaving Wahklu, his pregnant wife and his mother-in-law with little more than the clothes on their backs. Now, he says, “I am a strong advocate for renters insurance.” So is Joie Tamkin, who came home and interrupted a lunch-hour burglary at her Austin,… Read More »

How to Boost Earthquake Insurance Coverage - SFGate

How to Boost Earthquake Insurance Coverage SFGate The Napa quake is sending out a string of messages to jittery California. Retrofit outdated buildings, have an emergency plan and supplies handy, and, one more thing, think about earthquake insurance. But for all the ruined homes, this last suggestion ...

Insurance Burden Should Not Fall On The Teachers - The Chattanoogan

Insurance Burden Should Not Fall On The Teachers The Chattanoogan I have attended several Hamilton County School Board meetings over the past few months, including the recent special called meeting" to vote on teacher insurance changes. First, let me say I am very impressed with Superintendent Rick Smith and his ...

No waiting period for state insurance signup - Las Vegas Review-Journal

No waiting period for state insurance signup Las Vegas Review-Journal We've been advising consumers that they can't buy plans through the state exchange until Nov. 15, unless they have a qualifying life event such as a relocation, birth or marriage. Although that's still the case, the state Insurance Division recently ...

Understanding the Insurance Sector Scenario in India - The Indian Republic

The Indian Republic

Understanding the Insurance Sector Scenario in India The Indian Republic Whether it's Life or General Insurance, the insurance sector in India has surely revived over the past few decades due to privatization. Since the introduction of The Indian Insurance Companies Act in 1928, the major reform in the insurance industry ...

10 Things Home Insurers Won’t Say

1. ‘We have our own caste system’ Sam Mayer, a physician in suburban Chicago, had insured his home, car and life with Metropolitan Life Insurance for 10 years without ever filing a claim, until a damaged roof and a burglary led to two claims totaling $3,000. Mayer promptly installed a home-security system. But instead of giving him a discount, the company dropped Mayer from its preferred coverage, citing his “claims… Read More »

Chris Rickert: City's health insurance is at least one good reason for Act 10 - Wisconsin State Journal

Chris Rickert: City's health insurance is at least one good reason for Act 10 Wisconsin State Journal On the other hand, the lowest-paid full-time Madison employee with health insurance benefits makes $17.23 an hour, or $35,856 a year, working as a parking cashier, according to the city's Human Resources Department — not exactly poverty wages.

Hard lessons about flood insurance policies - USA TODAY

USA TODAY

Hard lessons about flood insurance policies USA TODAY After her Oak Park basement was hit with several inches of water, Smith, 66, was angry when her insurance agent said he wasn't sure what coverage she had. Later, he said she was out of luck and did not have a rider for sewer backups on her Allstate policy.

The New Health Care Law: Increases Entrepreneurships and Self- Employment

The Affordable Care Act (ACA) which is believed to create challenges for many businesses can actually benefit a particular group of entrepreneurs. With the health care provided by his company for him and his family, Joshua Simonson was at first reluctant to quit his job at the New Seasons Market, a grocery store in Portland Oregon. He had a pre-existing health condition that prevents him from obtaining insurance in the… Read More »

Homeowners Spared Costly Hurricane Deductible

Many homeowner insurance policies have a hurricane deductible based on a percentage of the property’s insured value — typically from 1% to 5%. For instance, a homeowner with a 5% deductible would pay for the first $15,000 of damage on a home insured for $300,000. Although Sandy was designated a hurricane for the majority of time it traveled up the coast, it failed to sustain hurricane-force winds at landfall, so… Read More »

Business Insurance announces 2014 Best Places to Work in Insurance winners - Business Insurance

Business Insurance announces 2014 Best Places to Work in Insurance winners Business Insurance A record 75 insurance industry companies are being recognized in this year's Business Insurance Best Places to Work in Insurance program. Best Places to Work is a joint effort of Business Insurance and the Harrisburg, Pa.-based Best Companies Group.

Insurer cancels pit bull owner's policy - Allentown Morning Call

Insurer cancels pit bull owner's policy Allentown Morning Call Zarate was angry and insulted when her parentsÕ insurance threatened to drop their homeowners coverage in part because she owns a pit bull. Maria Zarate and her pit bull terrier Millie- LuLu performs tricks in front of her parents home where they live.

Spain Travel Insurance Tips for Hurricane Season

Embassy Contact Information: Americans living in or visiting Spain or Andorra are encouraged to register at the Consular Section of the U.S. Embassy in Madrid or at the U.S. Consulate General in Barcelona, where they may obtain updated information on travel and security within Spain or Andorra. Spain Climate: The months April-June and September and October are the best times to visit. July and August are generally very hot, and… Read More »

A Primer on Student Car Insurance Discounts - Motley Fool

A Primer on Student Car Insurance Discounts Motley Fool According to the Insurance Institute for Highway Safety (IIHS) the crash rate for teens is three times higher than drivers over the age of 20 and the Centers for Disease Control and Prevention (CDC) says traffic accidents are the leading cause of teen ...

Why You Should Buy Renter's Insurance - NBC 7 San Diego

NBC 7 San Diego

Why You Should Buy Renter's Insurance NBC 7 San Diego If there is a theft, a fire or smoke damage, the landlord's insurance does not pay for the renter's belongings. For that, a renter must have their own insurance, which is why renter's insurance is so important. "If there was a fire, if there was water ...

Warren mayor wants insurance reform in wake of floods - The Detroit News

Warren mayor wants insurance reform in wake of floods The Detroit News Dennis and Debbie Gerbe in their flooded basement in Warren on Aug. 12. Mayor James Fouts is calling for the state Legislature to reform flood insurance after receiving complaints from residents who thought they were covered but found out that they ...

How to Get an Affordable Health Insurance Policy?

Most people complain that it is a frustrating process of finding the right health insurance policy for them and their family. Though it is difficult to get a health insurance policy that will help you save money, it is not impossible. With the surge in commodity prices, everyone is looking for ways to save money in every way possible. There are various ways of getting a cheap insurance policy with… Read More »

Citigroup Can't Compel Arbitration in Life Insurance Case - The Legal Intelligencer

The Legal Intelligencer

Citigroup Can't Compel Arbitration in Life Insurance Case The Legal Intelligencer U.S. Magistrate Judge Robert C. Mitchell of the Western District of Pennsylvania declined to read the arbitration clauses that were part of other contracts signed by Karen Bucher, the plaintiff, with Citigroup entities as applying to the life insurance ...

I Got You Covered: Ensuring Your Business Has Insurance When You Need It - Huffington Post

I Got You Covered: Ensuring Your Business Has Insurance When You Need It Huffington Post Injuries and death: First, there is insurance for injuries or death for those affected by the operation of your business. This category of insurance includes commercial general liability insurance, workers' compensation insurance and product liability ...

Health-care exec guilty in insurance fraud scheme - Atlanta Business Chronicle

Health-care exec guilty in insurance fraud scheme Atlanta Business Chronicle Lane's position included responsibility for the billing of insurance companies for the compression stockings that Compass Healthcare provided to individuals who were covered by insurance. He fraudulently set up the company's billing system so that in ...

Who Needs Renters Insurance?

Anurag Wahklu meant to get renters insurance. He’d talked with an agent and was waiting for more info. Then his Boston-area apartment building went up in flames, leaving Wahklu, his pregnant wife and his mother-in-law with little more than the clothes on their backs. Now, he says, “I am a strong advocate for renters insurance.” So is Joie Tamkin, who came home and interrupted a lunch-hour burglary at her Austin,… Read More »

Insurance Executive Complains: Attacking Obamacare 'Bailout' Is 'Unfair' - The Weekly Standard (blog)

Insurance Executive Complains: Attacking Obamacare 'Bailout' Is 'Unfair' The Weekly Standard (blog) The Palm Beach Post reports that Florida Blue CEO Pat Geraghty is characterizing as “unfair” Marco Rubio's argument that American taxpayers should not be forced to provide a bailout for health insurance companies that lose money under Obamacare.

Dead Being Billed for Life Insurance

Life insurance for the dead? In a plot that might have been conceived by Fred MacMurray and George A. Romero, the nation’s leading insurance companies continued billing customers for life insurance long after they were dead. The companies–including such household names as AIG, Hartford, John Hancock, Met Life, Prudential, Transamerica and TIAA-CREF– have agreed to a multi-state settlement under which they will repay some $763 million owed the heirs of… Read More »

Protect Your Home Against Wildfires

About 100,000 wildfires burn millions of acres in the U.S. every year and destroy homes and other structures that find themselves in the path of the flames. But even if a wildfire engulfs houses near yours, that doesn’t doom your home to be the next to be reduced to ashes. If you’re in an area where wildfires are a potential danger, you can increase your home’s survival odds by taking… Read More »

Liability Insurance

There are different types of insurance policies available in the market , such as insurance policies for cars, or home insurance , and liability insurance is one of the most popular because it costs less than many other options safe . As an example, for car insurance policies , liability insurance costs far less than full coverage. The reason for this is because full coverage insurance must pay your vehicle… Read More »

Bugatti lagoon crash insurance scam, bird vindicated - KHON2

Bugatti lagoon crash insurance scam, bird vindicated KHON2 Tortorice says House bought the Bugatti for a million dollars, took out a car collectors insurance policy worth $2.2 million, and intentionally totaled the car. House didn't turn off the engine so saltwater would ruin it. The Bugatti has a 1,001 ...

10 Things Home Insurers Won’t Say

1. ‘We have our own caste system’ Sam Mayer, a physician in suburban Chicago, had insured his home, car and life with Metropolitan Life Insurance for 10 years without ever filing a claim, until a damaged roof and a burglary led to two claims totaling $3,000. Mayer promptly installed a home-security system. But instead of giving him a discount, the company dropped Mayer from its preferred coverage, citing his “claims… Read More »

Colleges Buy Special Insurance to Cover Campus Rape Scandals - Businessweek

Colleges Buy Special Insurance to Cover Campus Rape Scandals Businessweek In recent years, insurance companies such as the Tuscano Agency in Pennsylvania have begun to offer sexual misconduct policies designed specifically for the tangle of costs colleges face from sexual assault accusations and their fallout. Tuscano ...

What's Up With Health Insurance Premiums -- Besides Politics? - Forbes

What's Up With Health Insurance Premiums -- Besides Politics? Forbes For example, I recently saw this note from a health insurance agent to a client: “We are expecting [your health insurer] to renew their current [nonqualified] plans for another year—but haven't heard anything definite yet. However, I expect the ACA ...

Homeowners Spared Costly Hurricane Deductible

Many homeowner insurance policies have a hurricane deductible based on a percentage of the property’s insured value — typically from 1% to 5%. For instance, a homeowner with a 5% deductible would pay for the first $15,000 of damage on a home insured for $300,000. Although Sandy was designated a hurricane for the majority of time it traveled up the coast, it failed to sustain hurricane-force winds at landfall, so… Read More »

Insurance for When You Get Hacked - Businessweek

Insurance for When You Get Hacked Businessweek Question: In light of all the hacker attacks in the news, how often are smaller businesses targeted? Is there insurance that covers you in case of an attack? Answer: In a survey (pdf) of 800 members last year, the National Small Business Association ...

Lower insurance rule inches California ride-sharing regulation closer - Sacramento Bee

Lower insurance rule inches California ride-sharing regulation closer Sacramento Bee Late-hour changes have bought Gov. Jerry Brown's support for California legislation upping insurance requirements for ride-sharing companies such as Lyft and Uber, the measure's author said. “This is the final product,” said Assemblywoman Susan Bonilla ...

Napa insurance agent facing double duties - KTVU San Francisco

Napa insurance agent facing double duties KTVU San Francisco City workers at right map out the installation of fencing around earthquake damaged buildings Tuesday, Aug. 26, 2014, in Napa, Calif. The earthquake that jolted California's wine capital may have caused at least $1 billion in property damage, but it ...

Insurance bill for ride-service drivers on the right course - SFGate

Insurance bill for ride-service drivers on the right course SFGate The bill expands regulations that the California Public Utilities Commission has already begun: requiring drivers for these companies to carry commercial insurance coverage as soon as they log on to the phone applications that indicate they are ...

Ridesharing companies reach deal on insurance bill - Sacramento Business Journal

Ridesharing companies reach deal on insurance bill Sacramento Business Journal As the bill by Bonilla currently reads, an insurance product tailored for drivers of transportation network companies also would provide $50,000 for personal liability, $100,000 per death and personal injury per incident, and $30,000 for property damage.

Dead Being Billed for Life Insurance

Life insurance for the dead? In a plot that might have been conceived by Fred MacMurray and George A. Romero, the nation’s leading insurance companies continued billing customers for life insurance long after they were dead. The companies–including such household names as AIG, Hartford, John Hancock, Met Life, Prudential, Transamerica and TIAA-CREF– have agreed to a multi-state settlement under which they will repay some $763 million owed the heirs of… Read More »

Protect Your Home Against Wildfires

About 100,000 wildfires burn millions of acres in the U.S. every year and destroy homes and other structures that find themselves in the path of the flames. But even if a wildfire engulfs houses near yours, that doesn’t doom your home to be the next to be reduced to ashes. If you’re in an area where wildfires are a potential danger, you can increase your home’s survival odds by taking… Read More »

Why A Driver Can Admit He Hit You - And His Insurance Still Not Pay The Claim - WFMY News 2

WFMY News 2

Why A Driver Can Admit He Hit You - And His Insurance Still Not Pay The Claim WFMY News 2 So if the insurance company thinks you were at fault - even by one percen - then they don't have to pay you a penny towards fixing your car. Hold on - in the police report - the other driver originally admitted he didn't see Robert's car. But now the ...

Earthquake insurance shunned by vast majority of Californians - San Jose Mercury News

Earthquake insurance shunned by vast majority of Californians San Jose Mercury News Despite California's ever-present risk of major earthquakes, the number of homeowners in the state with insurance coverage for quake damage has dipped significantly over the past several decades, from 33 percent in 1996 to just 10 percent today.

3 reasons why Californians shun quake insurance - CNNMoney

CNNMoney

3 reasons why Californians shun quake insurance CNNMoney Some argue the insurance is not worth the money for homeowners. Earthquake insurance generally comes with a deductible of 15% of the home's value, according to John Rundle, a professor of physics at the University of California, Davis.

Liability Insurance

There are different types of insurance policies available in the market , such as insurance policies for cars, or home insurance , and liability insurance is one of the most popular because it costs less than many other options safe . As an example, for car insurance policies , liability insurance costs far less than full coverage. The reason for this is because full coverage insurance must pay your vehicle… Read More »

Insurance Coverage Likely to Get More Respect After the California Earthquake - Wall Street Journal (blog)

Wall Street Journal (blog)

Insurance Coverage Likely to Get More Respect After the California Earthquake Wall Street Journal (blog) One of the most predictable aftereffects of a hurricane or earthquake, such as the weekend's California earthquake, is a spike in interest by homeowners in getting, or improving, their existing insurance coverage. And there is a lot of room for ...

More Than 90 Percent Of Napa Residents Don't Have Earthquake Insurance ... - Huffington Post

More Than 90 Percent Of Napa Residents Don't Have Earthquake Insurance ... Huffington Post “The percentage of homeowners and renters who have earthquake insurance in the affected area is very low -- in Napa less than 6 percent, and in Sonoma less than 10 percent,” insurer California Earthquake Authority (CEA) said in a press release Sunday.

Napa winemakers absorb quake costs - CNBC

CNBC	Napa winemakers absorb quake costs CNBC Taking into account residential losses along with wineries' loss of product, damaged facilities and canceled bookings from tourists, the quake could inflict losses as high as $4 billion, according to Kinetic Analysis Corporation data. Insurance is ...

US insurance firms unlikely to cover $1 billion in home damage after record-breaking drought

Thousands of US homes are in critical disrepair as the country continues to suffer from this summer’s record-breaking drought. And the damages are unlikely to be paid by insurance companies. ­As moisture is sucked away from the ground, houses are shifting, cracking and racking up huge repair bills for surprised homeowners – bills that insurance companies rarely ever cover. Some repairs have topped $100,000, causing some homeowners to plunge into… Read More »

How Long Do I Need Life Insurance?

I know there are lots of calculators out there that determine how much life insurance a person needs, but if your intent is not to transfer wealth to the next generation, but only to cover needs in the case of an unexpected death, up until what age do you need term coverage? It probably varies based on your needs, but are there any guidelines? When do I need to sunset… Read More »

Health Care Costs More Than Year Of Groceries For American Families

The average family in the U.S. with health insurance coverage through their employer now spends more on yearly medical care than on a year of groceries, according to a new study. The report, the 2013 Milliman Medical Index, published by Milliman Inc., looked at the costs of health care for a family of four living in the U.S. The experts found that the yearly cost of benefits through an employer-sponsored… Read More »

Primary Care Physicians May Be Hard To Find By Newly Insured Patients

Implementation of the Affordable Care Act – now assured by the re-election of President Obama – is expected to result in up to 50 million currently uninsured Americans acquiring some type of health insurance coverage. But a study by researchers at the Mongan Institute for Health Policy at Massachusetts General Hospital (MGH) finds that a significant percentage of the primary care physicians most likely to care for newly insured patients… Read More »

Insurance commissioner to discuss auto rate hikes with Ch2 - WSB Atlanta

Insurance commissioner to discuss auto rate hikes with Ch2 WSB Atlanta Three of Georgia's four largest auto insurance carriers will implement multiple rate hikes in less than one year's time. Consumer investigator Jim Strickland obtained documents showing Progressive rates rose in November 2013, and again in May this year.

Protect Your Home Against Wildfires

About 100,000 wildfires burn millions of acres in the U.S. every year and destroy homes and other structures that find themselves in the path of the flames. But even if a wildfire engulfs houses near yours, that doesn’t doom your home to be the next to be reduced to ashes. If you’re in an area where wildfires are a potential danger, you can increase your home’s survival odds by taking… Read More »

Despite risk, few homeowners have earthquake insurance - Fortune

Despite risk, few homeowners have earthquake insurance Fortune But despite the fact that California, and the Western U.S. in general, has been a historical hotbed for tremors, the number of residents with earthquake insurance has been shrinking. The Insurance Information Institute, a nonprofit backed by the ...

Earthquake insurance: Local homeowners play the odds - KOMO News

Earthquake insurance: Local homeowners play the odds KOMO News "Our part of the country has the second highest earthquake risk in the nation and the highest risk of Tsunami," said Northwest Insurance Council's Karl Newman. "And yet, only 12 to 15 percent of people have chosen to take earthquake insurance in ...

Vast majority of Californians shun earthquake insurance - Contra Costa Times

Vast majority of Californians shun earthquake insurance Contra Costa Times Despite California's ever-present risk of major earthquakes, the number of homeowners in the state with insurance coverage for quake damage has dipped significantly over the past several decades, from 33 percent in 1996 to just 10 percent today.

Liability Insurance

There are different types of insurance policies available in the market , such as insurance policies for cars, or home insurance , and liability insurance is one of the most popular because it costs less than many other options safe . As an example, for car insurance policies , liability insurance costs far less than full coverage. The reason for this is because full coverage insurance must pay your vehicle… Read More »

Insurance Coverage Likely to Get More Respect After the California Earthquake - Wall Street Journal (blog)

Wall Street Journal (blog)

Insurance Coverage Likely to Get More Respect After the California Earthquake Wall Street Journal (blog) One of the most predictable aftereffects of a hurricane or earthquake, such as the weekend's California earthquake, is a spike in interest by homeowners in getting, or improving, their existing insurance coverage. And there is a lot of room for ...

3 reasons why Californians shun quake insurance - CNNMoney

CNNMoney

3 reasons why Californians shun quake insurance CNNMoney Some argue the insurance is not worth the money for homeowners. Earthquake insurance generally comes with a deductible of 15% of the home's value, according to John Rundle, a professor of physics at the University of California, Davis.

The Percentage Of Californians With Earthquake Insurance Has Been Tumbling ... - Business Insider

The Percentage Of Californians With Earthquake Insurance Has Been Tumbling ... Business Insider However, only half of that is likely to be picked up by insurance companies. That's because just 10% of California homes are insured against earthquakes, according to the Insurance Information Institute (III). Despite the fact that, as the state's ...

US insurance firms unlikely to cover $1 billion in home damage after record-breaking drought

Thousands of US homes are in critical disrepair as the country continues to suffer from this summer’s record-breaking drought. And the damages are unlikely to be paid by insurance companies. ­As moisture is sucked away from the ground, houses are shifting, cracking and racking up huge repair bills for surprised homeowners – bills that insurance companies rarely ever cover. Some repairs have topped $100,000, causing some homeowners to plunge into… Read More »

Choice Offered To The Obese – Higher Insurance Prices Or Exercise

A new federal law allowing young adults to remain on their parents’ medical insurance until age 25 has shielded them, their families and hospitals from the full financial consequences of serious medical emergencies, according to a new RAND Corporation study. Examining hospital emergency department use during the first year after the federal Affordable Care Act provision went into effect, researchers estimate that $147 million in nondiscretionary medical care was newly… Read More »

How Long Do I Need Life Insurance?

I know there are lots of calculators out there that determine how much life insurance a person needs, but if your intent is not to transfer wealth to the next generation, but only to cover needs in the case of an unexpected death, up until what age do you need term coverage? It probably varies based on your needs, but are there any guidelines? When do I need to sunset… Read More »

Health Insurance Enrollment Figures in Kansas and Missouri: Optimism in Future Financial Aid

Republican state legislators have held back the federal health insurance exchanges but sign- ups are still deliberately doing well in Kansas and Missouri. A recently released study shows that there were 74, 469 people from Missouri and 29,309 from Kansas who chose a private insurance plan through the federal health insurance exchange at the end of February. Insurance Enrolment for Future Emergencies Nationally, 4.2 million Americans have shopped and enrolled… Read More »

Szymanski: Important tips for young adults shopping for insurance - The Times, Trenton - NJ.com

Szymanski: Important tips for young adults shopping for insurance The Times, Trenton - NJ.com Young adults are at a major disadvantage when it comes to choosing different types of insurance for several reasons: (1) They lack the experience and understanding of how different types of coverage work; (2) Their precious limited funds are ...

New contract for Canton police requires health insurance payments - WatertownDailyTimes.com

New contract for Canton police requires health insurance payments WatertownDailyTimes.com CANTON — A new contract agreement between the village and the Canton Police Association requires village police officers to contribute toward their health insurance premiums for the first time. “The village felt strongly about getting a contribution ...

Health Care Costs More Than Year Of Groceries For American Families

The average family in the U.S. with health insurance coverage through their employer now spends more on yearly medical care than on a year of groceries, according to a new study. The report, the 2013 Milliman Medical Index, published by Milliman Inc., looked at the costs of health care for a family of four living in the U.S. The experts found that the yearly cost of benefits through an employer-sponsored… Read More »

Flood of insurance claims still rising - Crain's Detroit Business

Flood of insurance claims still rising Crain's Detroit Business Topping even the polar vortex winter storms that hit Michigan earlier this year, the Detroit flood was one of the worst single natural disasters to hit Southeast Michigan in recent memory, according to several insurance experts and restoration contractors.