Renters face the same risk as homeowners in cases of disasters striking their home. Your landlord or condo association may have insurance, but this protects only the building, not your things in it. Renters insurance can protect your belongings in case of disaster. There are several types of residential insurance policies. The HO-4 policy is designed for renters, while the HO-6 policy is for condo owners. Both HO-4 and HO-6… Read More »
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